DD CAPITAL Loans For Thai People

Home loan

Home loan for Thais living abroad. Getting a home loan can be easy and straightforward process with the help of experienced consultants no matter where you live.

Type of securities

Home loan for Thais living abroad

  1. Detached houses
  2. Town houses
  3. Commercial buildings
  4. Residential condominiums
  5. Houses extension

Credit Limit

  • Maximum loan limit not exceeding 95-100%
  • Maximum repayment period of 30 years with the applicant’s age and the loan duration combined must not exceed 70 years

Home for Cash allow you to meet all your needs and spend anything on your own.

Multi-purpose loan

  1. For doing business
  2. For buying wasteland
  3. For Repayment

Credit Limit

  • Maximum loan limit not exceeding 70%
  • Maximum repayment period of 30 years with the applicant’s age and the loan duration combined must not exceed 70 years )

Loan applicant qualifications

  • Thai nationality
  • Age 21-70 years old
  • The loan period is not over 30 years

Minimum salary of THB 45,000 per month

At least of 1 years working experience

Documents required for salaried

Personal documents

  1. Purchase agreement of property
  2. Copy of every page of land title deed (front and back pages)

Fees and Charges

  1. The appraiser fee is THB 3,210
  2. The stamp fee is 0.05% of loan limit
  3. Fire insurance is based on the rate of an insurance company
  4. Mortgage fee is 1% of credit limit
  5. Loan insurance.

Documents required for self-employed

Personal documents

  1. An application form with 2 copies of credit bureau documents
  2. Certified copy of ID Card and certified copy of house registration
  3. Certified copy of ID card of residence
  4. Certified copy of passport of spouse (if any)
  5. Certified copy of Marriage Certificate ( if any)

Income documents

Collateral Related documents

  1. An application form with 2 copies of credit bureau documents
  2. Certified copy of ID Card and certified copy of house registration
  3. Certified copy of ID card of residence
  4. Certified copy of passport of spouse (if any)
  5. Certified copy of Marriage Certificate ( if any)

Income documents

Loan Processing Fee

  1. Home loan application form and operating cost is free of charge.
  2. The processing fee is 2.5% of the loan limit or must not exceed THB 95,000. In case of cancellation after approval, the fine is 1.25% of the approved amount.
  3. Fire insurance and life insurance for credit protection coverage.
  4. The processing fee will be charged after completing the loan application process, only after approval.
  5. Expenses are measured based on actual documents (if any) such as translation costs and certified stamps issued by institution with government permits. Translated into Thai or English costs THB 900/page.
  6. Credit Bureau checking service for foreigners is THB 900.
  7. When receiving the approval, the customer pays 50% of The processing fee within 7 days.
  8. The customer pays the remaining 50% of The processing fee before signing the loan agreement and transferring the collateral at the Land Department.
อัตราค่าดำเนินการขอสินเชื่อ DD CAPITAL สินเชื่อเพื่อคนไทยในต่างประเทศ

Fill out the online form. >>